100 Day Loans Review 2016

Pros

With a quick application process, 100 days loans connects you with the right lender and the right loan for your situation. You will not be stuck with a loan that you did not want.

Cons

Only 44 states are eligible for loans 100 Day Loans.

The Verdict 8.63 / 10

Due to a variety of lender options, flexible features and simple process, 100 Day Loans is an excellent choice to find your best personal loan online.

Review :

If you encounter an unpredicted expense pop up, an online personal loan can increase your buying power. With 100 Day Loans you can easily apply online for an unsecured personal loan, moreover the loan matching service is the lowest rate for your situation.
The best personal loans offered by 100 days loans have long durations (up to 100 days), shorter approval times and easy process of one-time application . This service earns first Position in our Top Ten Reviews for easy access to hundreds of lenders and secure quick process.

Loan Characteristics 8.8 / 10

100 Day Loans is basically a loan matching service which means it does not lend money ; actually it directs the borrower to the lenders. Different lenders have different APR rates, costs and requirements, so be sure to carefully examine your loan offer before accepting it.
APR rate for lending services through 100 day loans vary from 37 percent to 617 percent, and  for every $100 the cost of credit varies from $ 2 to $ 24. These rates also vary depending on the state where you live. With the help of 100 Day Loans, you can also find some of the best affordable personal loans for bad credit, sometimes you can also have more than one loan at a time. Do not worry if you face the problem of bad credit; 100 Day Loans can help you to find an offer. While you repay your first loan, you may request another, and in some cases, the same day you are approved for your first loan.

Service Features 8.8 / 10

Quick cash loans should be just that - quick and fast. The online application is much faster than many other competitors and needs about 25 questions, which will not take more than a minute or two to complete (and there is no need to fax any documents ). It takes less than 90 seconds to be accepted in most cases. Simply fill out the form and 100 Day Loans will take you to the lender who will be just right for your situation, credit score and state of residence.
You can also apply over the phone if you feel more comfortable talking to a representative. Once you become qualified, 100 Day Loans also offers you the direct deposit and overnight deposits or the next business day deposits.
To find personal loans online, make sure you check your state qualifies. If you live in Wyoming, Oregon, North Dakota, Georgia, Arizona or Arkansas, 100 days loans will not be able to find you the right loan option. Another disadvantage of 100 Day Loans is the increase in spam you see in your inbox, but that can easily be taken care with your spam folder.

Loan Application Information 8.8 / 10

Nobody wants to jump through hoops to get an online cash loan. With 100 Day Loans simply complete an application and all your information is saved (safely, of course) so you do not have to enter it again. 
Keep in mind that for a loan, you must provide sensitive personal information, be at least 18 years old, must be the permanent resident of the United States and have a driving license and a number of social Security. You will also be asked to provide your bank account information for transfer and electronic routing. However, even if you do not have a bank account, you are still eligible for a loan. All your information is protected by encryption software and SSL.
Although credit approval is required,  lenders are there in the database of 100 Day Loans that give bad credit loans and you may even be eligible if you have declared bankruptcy. If you have a full time job, you are more likely to get a better rate and a higher amount , but you can also get an online personal loan if you have a part time job. You can also refuse an offer of loan and some lenders, cancel your loan altogether so you never feel trapped.

Repayment Terms 7.5 / 10

As it is expressed by the name, the maximum term of loan provided by 100 Days Loan can be up to 100 days. If you are a candidate for the first time, the term will probably be much shorter - usually by your next paycheck. 
Both for good credit and bad credit personal loans, there are different methods of payment (weekly, bi-weekly, once) and various renewal options and extensions are allowed depending on your lender. In most cases, you will pay a fee for missed or late payments, but on the positive side, most lenders will not pay a penalty for early payment.

Help & Support 10/10

The best personal loan companies provide excellent support and are easy to trust. Located in Scottsdale Arizona, 100 Day Loans is very efficient in service and you can even apply for a loan over the phone. 
Email and live chat support is also available. However, the chat support is automated and not much helpful; you do not actually talk to a real person. Email is a good option if you have questions. The representatives responded quickly to our requests, but in most cases only provided vague answers since the financial situation of each is different, which makes variable results. You can also consult the helpful FAQ and Terms of Service on the website, so start there when you are looking for information.

Summary 100 Day Loans 8.6 / 10

Although customer service options are not optimal, 100 Day Loans is always one of the most reputable online personal loans business. This service takes the stress of trying to find the best loan online by doing it for you.